Newsletter May 2020

From the Chair

I hope you’re all enjoying your new-found freedom under COVID-19 Level 2 and that you’ve been able to hook-up with family and friends again. It certainly reminds me how important daily routines and interactions with other people are to us all.

Things have been busier than ever at SeniorNet with a whole raft of online Workshops being run during (and beyond) Lockdown. Without exception, they’ve proven popular with our members and I suspect a welcome distraction from one’s own company! Over 300 people have taken part in Zoom Meetings since we started back in late March.

Our Committee met last Thursday and it’s been agreed that The Learning Centre will remain closed for the next few weeks. Taking into account all the complex factors, we’ve scheduled to reopen for onsite Courses and Workshops in Term 3 and planning is already underway to ensure a safe environment for everyone attending.

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There is more to cards than Christmas cards

I have waffled on at great length about the future of Cash and cheques, and made noises about security of cards with inbuilt radiosonder, so what is a buyer going to do?
moneyWell, most people I know use a combination of all of these methods, paper, plastic and electronic payments including smartphones and some have regular bills direct debited automatically, e.g. power, phone, rates and many others like hire purchase, and some also use direct credit payments via on-line to pay suppliers.
What fewer people may have considered is

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Is Cash next in line after Cheques to disappear?

chequeNever, might be your answer. Did you ever think that cheques could be done away with? No, maybe you better learn how to use touch cards and smartphones in addition to your plastic cards to make your payments with, for the time is coming when shops will start to refuse cash as payment for goods and services.

Español: Tarjeta de débito HSBC

Don’t laugh, it is already happening overseas, not widespread yet, and in some countries is it illegal to not accept cash, but for how long?

Surveys overseas indicate that at this stage every tenth shopkeeper would like to say No to coins and notes and business organizations are working on it.

The reason for the reluctance is clear enough, cash increases the risk of robbery and also cash disappearing from tills, and not forgetting the higher cost to the retailer for handling cash, more than double the cost of card payments using debit cards.

One of the obvious businesses to refuse cash is the restaurant trade, and retail shops during the busy period of the day allowing only card payments. smartphone & paytermin

Some Central Banks in Europe are investigating changes to their laws for what could become a truly cashless society, maybe not tomorrow, but not that far away either.

MasterCard-PayPassMay be time to learn how to use your smartphone to pay for your daily essentials, how to use your swipe/touch card and how to transfer money by SMS, as well as checking out the best shopping deals on your tablet or laptop, and how to do your banking on line as well.

We never stop learning, there is always something new we need to master, mind you it keeps the little grey cells awake and gives the boys and girls at Kapiti SeniorNet something to do teaching us what we need to know to keep in touch and up-to-date. Never let it be said we refuse a challenge.

Happy Computing.